Then you expected them to change?

Can regulations change?

But times have changed. 

I do not have any stories to share currently but hopefully I can make that change.

NYC apartments will have a different car requirement from Orlando, but he used that methodology in this specific small city and was an investor from the 1980s-2000s, so a lot has changed, but I believe there is still some truth to it.

But also be aware it appears their platform has changed in recent years.

Wholly agree with everything you said and sincerely believe that you really have a handle on the greater Bay Area.AB 968 also changed how flipping works for owner builder.Not every strategy works in every market.With all that being said I pivoted back to live in flips.

If you are talking 100+ unit apartment complexes, then I would change my tune a bit.What is more important than the actual market, is the dynamics within that market?  

But the fires have changed things. 

Your PSF will be much lower than it would be adding one small unit per lot.One thing to note is more than 4 units or more than one ADU changes the financing that is available.