Purchase price: $120,000 Cash invested: $150,000 Dilapidated house.

Net worth and cash flow

Purchase price: $230,000 Cash invested: $283,550 Sale price: $283,500 Purchased off market. $25,000 Rehab. $20,000 profit after realtor commission.

@Jerry Chilimidos,Here is a list of lenders who specialize in lending to IRAs and 401Ks:https://www.biggerpockets.com/member-blogs/2810/50272-list-o...I don't know where your rentals are located and how they are performing but selling might be an option vs doing cash-out refi.I would certainly consider option C.

Wow, that's a ridiculous jump in that amount of time.

I can accurately estimate utility costs as most util companies have estimated usages and amounts on their websites, but costs like maintenance, CapEx, make ready, etc., are much harder to estimate.

The cash in and the interest rate are not enough information to make a decision on.

Cut out expensive stuff you do not need but just want.Try to get that monthly amount needed to survive to a nominal amount.3.

I suggest you buy fewer but better properties for better cash flow and appreciation. 

I specialize in working with cash investors, helping them find off-market deals, fix-and-flips, and rental properties that align with their goals.