On top of that, if you are planning to use STR rents for the DSCR calculation, you will need to show that you have experience either through 12 months of STR income from this property or owning another STR. 

In the free version it appears, at least by the way I entered them, it seems like it is auto calculating significant expenses for them but I am unsure of the assumptions or the way to edit these?

You should find a reliable rehab calculator and learn how to use it to evaluate the true profitability of your flip.

You should calculate projected rental income and see how it compares to your monthly payments of $4,210.31.

I calculated this one as a potential fix and flip and making it a 2-3 room home at a little over 900 sq ft..

Joseph: Would you mind telling me how you calculated the ROI at 2-5%?

@Steven MendiolaHouse hacking in Denver involves calculating cash flow, obtaining financing, finding rent-potential properties, and planning for vacancies and expenses.

My little calculator tells me I should still be better than 1.25 in any scenario but just thought I'd check with some more experienced folks to have a better idea of what to expect.    

How long did it take and how much did you save: calculate that on a per hour return!

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