In fact her birthday is in a few days, I have to think of a gift.I'll look up K.

Who knows, you may become flower child...

The population has been declining there for way too long for me.Chicago has the best cash flows I work with, the Texas cities are always a good bet but their cash flows are a little hindered by higher property taxes but they should still work, Phoenix is a no-go, Atlanta is still good but financing can be tricky unless you have enough cash to make up for a low appraisal (sounds like you do), Charlotte is good, Memphis is good just not my pick, and Indy and KC are always cash flowers but little appreciation potential.If I were to buy tomorrow, it would be Chicago, Atlanta, or the TX cities.

@Abimael Rodriguez - a couple years ago, I asked for 1 thing from my wife for my birthday: "please read Rich Dad, Poor Dad... cover-to-cover."

Once you do, you need to figure out what return on your assets is needed to reach that amount of money by your X birthday.

@Maria Flowers I hoped it would encourage someone, glad you liked it.

We also send a similar birthday card with a $5 Starbucks card included. 

And almost $300 at lowes on blinds, light fixtures, bulbs, cleaning supplies, mulch & some plants/flowers for landscaping and a few other odds and ends. 

I started formally investing a week after my 16th birthday but in those days you needed to be 21 to contract.

Do they still have the Flower Festival?