"Hire fast Fire faster"     Although I assume you mean how much to clean the property the first time?

yes, you can tap it, but at a high interest rate. that just puts more pressure on whatever you're investing in to be a home run and beat the rate you borrowed at. 

In other words, the run on organic appreciate might be at an end, but there is still forced appreciation to be had.Keep in mind the WHY of high home prices... 

Arizona's water supply from the Colorado river is being depleted faster than it can be replenished.

You'll probably get blasted with lots of hard money lender options, but I would recommend Easy Street Capital, they seem to be one of the faster ones. 

An average market would be at 6 months of inventory. 

Here in California, that essentially means that the buyers earnest money deposit wouldn’t be at risk regardless of what they did.

For the last year wages have been growing faster than inflation, but by purposely selecting the right time period including 2021 and 2022 you can make it look like the wages are going down, while the trend has been going the other direction for over a year. 

The mortgage alone has to be at least $4 grand a month. 

Both of them are paid off; but I herd the fourplex might be at higher rates since they look at NOI instead of LTV?