This is straight from the CFPB website: "Additionally, for 60 days from the date your loan servicing transfers, your new servicer cannot charge you a late fee or treat the payment as late if you sent it to your previous servicer on time or within the applicable grace period."

However, i'll likely be looking at additional ways down the road to be even more secure for a backup what if scenario.  

If you want to add it to places like affordablehousing.com then that gives you more exposure.  

In addition to being illegal, if we had not caught this, (thanks Diogo!)

Additionally, the presence of POHs vs TOHs introduces further operational complexities and elevates overall costs due to increased maintenance and management responsibilities.However, without detailed information regarding the specific septic system configuration (gravity, pressure distribution, mound, cluster, etc.) as well as the system's age, historical performance, and required maintenance frequency, it is challenging to derive a precise expense ratio.

There waiving regulations that would have impeded it, and are trying to get additional funding to cover anyone who had any lack of coverage. 

Moderator, we have no financial relationship with any guru :B ] after we canceled promptly there were no additional billings either time.

It's really hard to predict where regulation will go and it is indeed one of the risk factors for all investments.

In hindsight I probably should have gotten an additional HVAC-specific inspection and tested the measurements for the actual washer/dryer space.

Of course the goal should be on the first page by anytime but that is usually bad ROI since the price is the biggest factor on the rank.