We want to know exactly what interest rate we’ll pay on a mortgage, what the water bill will be, if the property next door is thinking of selling, and everything else that has even marginal relevance.  

I have a PhD in Theoretical Chemistry/Quantum Dynamics... https://pubs.aip.org/aip/jcp/article/142/24/244112/74387 ... and I literally designed and built my own house off of 30A in Florida ... https://www.scenicsir.com/homes/242-Blue-Gulf-Drive/Santa-Ro... ....

Additional relevant provisions in the contracts:"Title Evidence and Insurance: a title insurance commitment issued by a Florida licensed title insurer, with legible copies of instruments listed as exceptions attached thereto ("Title Commitment") and, after Closing, an owner's policy of title insurance (see STANDARD A for terms) shall be obtained by the Buyer. 

Take a look at BP's blog where new articles are published every day: https://www.biggerpockets.com/blog4.

One point for the lenders and maybe not really relevant for the bP lenders but the ones doing owner occ.. most of them the lead source is RE agents..

Per this NY Times article, the average American knows around 600 people.https://www.nytimes.com/2013/02/19/science/the-average-american-knows-how-many-people.html#:~:text=The%20average%20American%20knows%20about,do%20you%20know%20named%20Kevin%3FPer the US Census Bureau, the average American moves 11.7 time in their life, which based upon an approximate lifespan of 84 years, works out to be about every 7 years.https://www.census.gov/topics/population/migration/guidance/calculating-migration-expectancy.html#:~:text=Using%202007%20ACS%20data%2C%20it,one%20move%20per%20single%20yearSo, if the average American knows 600 people and they each move about every 7 years, that means that the average American knows around 85 people that move in any given year.How many of those moves do you want to be involved in?

I’ve included an article below that dives into how DSCR loans work within the BRRRR method, which might provide more clarity.Happy to connect and discuss further if you have any questions!

There are a bunch of companies that can do the cost seg for you.Techincally you can do it yourself but it isn't always the best way to go.Check out this article - https://www.merchantmaverick.com/diy-cost-segregation/Covers some of the risks.

The dollar amount and what you use it for is not so relevant in this discussion, but your question does highlight the options a lot of people face when looking at using the equity they have in their home, thus the amount of people who are drawn to this thread.One way I've described the first lien HELOC strategy is "instant refinancing" based on how quickly you can access your equity once you obtain the HELOC. 

Here's an article I found with some good info on this topichttps://propertymanagementoh.com/how-to-handle-utilities-on-...