One option is to have the buyer use a loan to buy out your existing mortgage, and then you can carry a second lien on the property for the remaining balance.

The land is often far from urban areas where housing is needed most, and environmental concerns must be balanced.

By your own admission you don’t have the balance sheet to buy real estate or borrow and haven’t taken any projects full cycle.

IF, they were willing to take the risk inherent in all “subject to” transaction done without lender approval, they would have also been able to “capture”, and added to their wealth, the difference between 9% and 3.25% on the underlying $375,000 loan balance, or about $21,500 per year.3.

Typically 5+ units is ‘commercial’ or ‘small  balance’ multi family.

One bad tenant or major maintenance expense can cost you $5,000 - $10,000.Your only hope is to hold the property long enough that rents increase or the home appreciates, but even that could take 10 years to balance out the losses you incur in the meantime.

If your purchase loan is $100,000 and you have $25,000 in rehab holdback, you are only paying interest on the amount of the principal balance each month. 

Check, Zelle, PayPal etc.Then require balance 30 days before stay.

@Ryan Kline You either have a balance sheet we all envy or you are an individual who has no confidence in their ability to be a good real estate operator.

The total tax balance is about 18k.