@Eric Winkler Can you provide any assistance to us?

With a house hack you buy a single family and rent out rooms to roommates to make money OR a small mult-family (2-4 units) and rent out the other apartment(s).

Recognize buying rent ready units have very thin margins and most properties purchased off the mls will have negative cash flow.  

Quote from @Tristan Kelly: Investment Info:Small multi-family (2-4 units) buy & hold investment.

@Tom GrieshammerThe best bang for your buck would be buying an existing duplex with an owner-occupant loan and putting down 3.5-5% and live in one unit.

A landlord policy can be a commercial policy or a personal lines policy.It's the same as asking if you should buy a single family rental or a 1 unit building.Focus on the coverages and disregard the name of the policy.

Converting an unfinished basement into a third unit can definitely add value, especially here in Chicago.

If you need assistance, I’m here to help.Best regards, Stevan

Hey gang,I have a tenant in one of my units that has an ESA (emotional support animal).

So you seek info to assist your pre-determined narrative that there dumb, bad, and doing wrong.