However it isn't something I would jump into without guidance so I would sit town with your tax professional and see if this makes sense numbers wise. 

no one can filter for fraudsters.. other wise Bernie Madoff would never achieved the fame he did 

I ran the numbers:Interest wise the higher rate personal loan will cost me $600 in interest more.

In fact, at Keller Williams (where I hang my Maine license), plastered right on the big wall as you walk into the office, it says:God first.Family second.Business third.That's a wise principle to live by.

However, if they were to put up the down payment, do you guys feel that working with a Hard Money Lender would be wise considering we are just starting out?

I also want to make a wise decision as I need somewhere to live closer to work and I want to put myself in a good area (hard to find multifamilys ) in these areas 

Tax wise, corporations are bad for BRRRR,  and Banks will not loan toy your corp when you start. 

Hi,Currently wife and I are living in a house we’re planning to rent out perhaps 2-3 years from now.The expected rent is about $2200 in the DFW area.We are currently remodeling the kitchen and have either the options of going with granite or quartz.Cost wise granite will be $2700 and quartz is $4200We quarts is basically maintenance  free but is the price worth it?

Is it wise?

Other wise you appear to have done okay.