Typically you want to be on the west side of Germantown Ave but overally the area as a whole is super solid.

A typical Hialeah condo ask $160k and can be rentrd by $1,500 month but I was told that most of them do not homd reserve.

Your purchasing at trustee sale may or may not give you the right to redeem; that is something you should talk with an experienced local real estate attorney about since it typically involves a lot of state-specific law. 

I’m African America and it’s sad one has to think like this but I’m black and I know my appearance is gonna frighten off some older white couple, how do I avoid that?

I wouldn't assume that this experienced investor could also just get a regular commercial loan at typical rates 10% down and 5% interest rate. assuming again they have proven to this lender in the past that they are extremely low risk?

Is it typical for the seller or his agent to require proof of funds just to look at the property.

This is likely an illegal fourplex, with only one or two meters (street pic looks like a typical shotgun duplex). 

At first I felt like I was setting for the color they had in stock... after I installed it, I love it!

A commercial loan is typically 70% LTV and with a $70,000 appraisal you would be able to refinance at $49,000 on each property.

Typically 680+.