@Kenneth Wong My grandpa used to repeat the old saying, "If it sounds too good to be true, it is".

You could use 0% credit card check offers.

If a buyer incurs an expense in acquiring a property, directly related to that transaction you may be in violation of loan settlements, cost disclosures, tax claims as to the true basis, the accounting requirements for settlement and could get sideways with TILA issues.

and others say that the price is the price.Are these kinds of deals just dead in the water or has anyone had any success sending off an estimate of the true value based on actual expenses?

Given that Illinois is a judicial state and a lawsuit must be filed to take over a property, the true HMLs have backed away.Now the term refers to that, but now they usually check your credit and ability to repay.

If he can put houses under contract for that low of a price he is a true "wholeseller" Out Where I live most of the wholesellers are a joke.

I have no money saved up, bad credit from school loans which was a waste of time after getting two Associate degrees and also credit cards.

I have no money saved up, bad credit from school loans which was a waste of time after getting two Associate degrees and also credit cards.

This is very true.

Leave any cash or credit cards at home............... : )