Have you thought about applying for a 0% interest rate, 12-month credit card such as the Ink Business Cash® Credit Card?

Ut with the 7% interest rate ??  

Rates on DSCR are just as competitive if not better than conventional financing.Conventional loans are dying in the investment space

Things that penciled years ago likely wont pencil now with increased rates on holding / labor / material costs.

Depending on the ownership split your husband may or may not have to have a credit check / sign the loan documents. 

This is more of a commercial product i believe but may be worth checking out depending on how many properties you have. 

I have been reading lately about high interest rates, high prices, low inventory, too much competition, no cash flow, etc.

Total PITI : $2,800 p/m ADU: Rents : $1900 p/m Home : would rent for $3k per month Potential Gross cash flow: $2,100 per month Purchase: $500k Current ARV: $900k Can these numbers be achieved today with high interest rates and high prices ? 

@Linda RobertsDid they sign a lease agreement for the new lease rate?

. $45k from several unexpected large repairs (water leaks, roof collapse, siding rot, plumbing main line, etc.)These issues are also causing me to rethink the assumptions in my model, increasing my vacancy rate from 8% to 12%, repairs from 5% to 20%, and capex from 5% to 20%.