anywhere i can find them...i am in the nyc area and it is very difficult to find properties that are cashflowing positive here.

So about a 33% equity position.

The ideal utilization percentage for the highest positive impact on your score is sort of a big "secret" of fico so nobody really knows for sure what to keep your percentage at, but 20% seems to come up often when I do my research.

We have a great banker at Regions, Im almost positive I can get financing from him.

When you are looking at profit, do you mean pre-tax, or after-tax positive cash flow.A house I am looking at now is negative cash flow before taxes, but positive cash flow after taxes.

I was interested in what you experienced investors do to create a positive cash flow each month.

Then you willbe in a better position for an attorney to give you advice.

My question is how can you get a mortgage with not a lot of money down( as I said before I am a student just starting out with less then 10k of cash) In addition once you get approved how do you check to make sure you have a positive cash flow?

Wow is right if it actually covers the mortgage payments to keep the cash flow positive every month.

Your position in that deal is as a bird dog, NOT a wholesaler.