Newbies learn the 1% rule and think it accurately reflects return but in many areas it reflects the effort/risk.In my market I can get duplex to quad at close to 1% that I would not desire in my RE portfolio. 

I'm evaluating a property that has had a lot of capital improvements and because of its location, are not reflected in the value of the property. 

Be sure to include the legal description of the property and the parcel number, if applicable.Sign and notarize the deed: Sign the deed in the presence of a notary public, who will notarize it to confirm your identity and ensure the document's validity.Record the deed: File the deed with the county recorder's office or the local government office responsible for maintaining property records in the county where the property is located.Inform your mortgage lender: If there's a mortgage on the property, notify your lender of the transfer, as some loans may have a "due-on-sale" clause that requires the loan to be paid in full when the property changes ownership.Update insurance policies: Contact your insurance provider to update the property insurance policy to reflect the LLC as the new owner.

Don't waste time, Holidays are approaching very soon, and school is in session; most areas will reflect much less interest until March, particularly for anything three bedroom or more.

I'm wondering if you have any suggestions in AB that reflect the Kelowna area?

I'm trying to figure out how I would calculate numbers reflecting seller financing in order to figure out how it could work. 

The HUD website I linked to reflects $707,700 for a 4-unit as well.

If you do decide on Petersburg, go for 23805, that's the nicer area and the prices reflect it!   

And that's reflected in today's listings - 38% listed for sale in the same range.

If you requested a showing and couldn't get in, it could be due to your realtor.If the seller/seller's realtor is hostile from the start, it could be due to your realtor.The realtor reflects the competency and judgement of the buyer.