Hello all, quick theoretical question; If I own my primary home free and clear and were to take out a maximum heloc on it, without using said heloc, how would that impact my ability to get a mortgage too? 

I don't want to bust your bubble but I am more concerned about your ability to keep your property rented once you leave Killeen. 

I think that no matter what you're doing, if you know your trade, and have confidence in your abilities, it doesn't matter what your gender is.

The bank will require it since the loan is going to be based largely on the apartment's ability to generate income. 

The full payment and full loan balance affects their ability to get a loan.  

IF there is a recession not having the house of cards that is debt will put you in the most secure position, however just having the ability to purchase will probably be enough because in a recession sellers would have a harder time selling properties and in a true recession you wouldn't have an absolute ton of competition from cash buyers like the case is now.

The numbers put Atlanta’s growth well ahead of Washington, D.C., which has a larger overall population than Atlanta, too.

The ability to move assets around while one parent or spouse is unconscious and to pay for long term care and to qualify for Medicaid is necessary.

With property values increasing faster than wage growth, people are looking to perimeter neighborhoods to get more affordable housing CLOSE to the neighborhoods where they want to work and play.

i do understand what you are saying, and appreciate the advise. i have a few REIT stocks i have looked at and although i can't say i understand the businesses i'm not looking to hold these stocks long-term. i'm looking for companies that are currently paying dividends and should continue to do so into the immediate future while staying stable or giving me some growth.