Should I set up the entity right away so I can put LLC or INC. on the cards?

I recently graduated from high school, at my graduation party I was humbled with many gifts, one of which was a $200 amazon gift card.

In general, higher interest debt like credit cards, payday loans etc. should be paid off as soon as possible because they can sink you very fast.

I don’t take business cards either.

Because I was laid off, I have fallen behind on bills, credit cards, etc. so much so that i cannot afford to keep living in my home.

I don't back off on cards I add to the budget. 

Gift-cards? 

I'm pretty impressed in the level of customization it offers - you can use the 50 templates it comes with but it also offers a lot of capability to do your own thing with it, edit copy, headlines, graphics, etc. $27 a month isn't bad either.

But they only do bank drafts not credit cards.

@Alex Dem, @Joshua Dorkin, and @Brandon TurnerI agree visits on page would suffer, but I would rather visit other forum pages, and only go to podcast pages after listening.Also phones have huge storages nowadays it only takes about 20Gb for all the podcasts which is with 200Gb+ memory cards it is nothing, but if you stuck with old Iphone you can always copy 50-100 at a time.even Zip files are OK on phones with a link to some unpacking app for people who don't know.