The zoning is designated SFH or duplex, the tax records showed duplex, but the building codes varies depending on whether it's SFH or duplex or multi>4. 

You could have a D quality building in a B area with deferred maintenance and design flaws that can be fixed to change from a D to B building.I do not like transitional areas or war zones not matter how nice the property seems.

Currently bouncing around some ideas on how to best serve my investors in DFW, Texas (Arlington, Grand Prairie, Mansfield, Ft Worth, Dallas) and create win-win opportunities.Where else would you come to get investors opinions?

The policy design allows high early cash value and we will only make payments for 5 years and the amount will continue to grow. 

The programs that were designed to support the public and American workers are stripped / de-funded.FI+B benefits to detriment of American workers.

The risk control I've designed is best I've ever seen since it actually controls the risk proactively.

They have a dedicated in store team to see kitchen remodel projects through from design to install; including their own in-house contractors.

I was also thinking of seeing if he will sell it to me at $80k on paper so I can save a few grand on the 20% down, and I'll give him the other $40k in 6 months from now when I do a cash out refi.this is pretty difficult to explain, hopefully someone picks up what I'm putting down!

The most obvious thing I notice is 3635 Fortingale which is on your block is selling for almost 100 grand less.

I've seen typical numbers of 1%-2% higher than your current rate.Summarily, a HELOC is not designed to keep a balance on it long term.