In my area we can have "assistants" I have several assistants who are basically unlicensed people who have full access to mls (except my listings, etc.)

I don't think there are any issues except with lender.

Option 1 is sort of my obvious direction, but I have yet to hear examples of how that normally works from anyone other than an attorney.Option 2 is a smart move, with the exception that it's my understanding I can't do the work on an SDIRA purchased property, as it violates a regulation about personal use.

What I did was very similar to what your wife feels comfortable with except the last part.

They won't be quick except to give you an early, low offer/check and hope you take it.I'm a former underwriter, but not a former claims handler.Rick

A variance is usually when zoning makes an exception to the approved area plan based on unusual circumstances.Variances are not always granted and it's a case by case basis.

I have GREAT credit, and have been debt free except my home...now my rental as well....for 1 1/2 years, whoever, I don't want to tie up my liquid cash in the process.

Although I get a significant listing discount, and work with an exceptional team.

BK doesn't change a short sale at all, except that it stalls the process while the BK is in process.

The only exception is if you find private sales that happen "off market" (not through listings).