Keep working hard - do it intelligently and ethically, and you'll be able to build an awesome business.

Ethically, there's not much more I can say, especially after looking over the listing..   

If everyone is being 100% ethical then none of these things get done unless they really should get done (& I pride myself on my refinance inquiry decline rate), but by the time the consumer is done 'shopping' 5 different professionals, they are really just finding the best salesperson who can/will convince of the merits of doing the thing in question (hence the LLC mania).If anonymity is a concern, a revocable living trust can get a Fannie loan (do you see how I defaulted to originating a mortgage loan?

What I would like to point out is the ethical / karma factor.

Sounds like someone has no ethics.

If it is Kiyosaki, great, if it is someone else, then great.Just be sure they are ethical, and not just trying to sell you another package, etc.

I dare say, traditional, respectful, and ethical, too. 

He is ok with drafting any contracts we want as long as they are fair and ethical.

I'm pretty sure that age discrimination is an ethics violation in the banking industry.

These are professionals with additional training and a stricter code of ethics.