He declined the offer and thanked me for being upfront about the situation.

If this happened in your case, it might explain their sudden decline of the loan.Unfortunately, the only way to get around a bad appraisal is to order a new one from someone else (and pay thousands with no guarantee of a better result).

I also applied to my local bank as a Mortgage Closer and got declined, so I'm starting to think that my degree and marketing background might not be enough to get into the loan department.

If the property is in severe condition buyer has the right to decline purchase of the property and DAP fee will be refunded to buyer.

I made the appointment for Tuesday evening, but the owner declined because of the impending storm.

A hard money lender saying to split the profits if u come up with 2500...sounds like a sad deal, the reason u go to them is to borrow money not make them money, to pay them back with some interest & u make money off it.I wud decline that but I wud be interested to hear what others have to say as I havent go that far yet, but purely based on knowledge I wud keep looking!

Shortly after, another investor offered $100K, which she seemed totally offended by, declining both offers.I was wondering, since it doesn't seem ideal to wholesale it, if somehow I can acquire the property, giving the seller her desired $150K and maybe I lease option owner finance it for perhaps $175K.

Also what happens when you refinance (instead of selling) and market value declines hence you get stuck with a mortgage in excess of the assets market value?

The seller can choose to negotiate with the bidders even if reserve isn't met, and they can choose to decline an offer even if it is. 

i keep getting declined on my deals!