Miscalculating these items can be the difference between having a healthy cash flowing asset and a nuisance/ liability that you regret pulling the trigger on.John

But if all systems are in good working order, I'd put all of the cashflow into a maintenance account until you have a healthy reserve. 

Keep safe and stay healthy!

Full time investor, healthy.

I am still short consumer spending and commercial non residential RE.

Keep safe and stay healthy!

I feel one of the main factors for this is the time we are spending on activities that historically have not been very time consuming.

Take $1000 and see the manager for consumer loans of a major bank like Bank of America or Wells Fargo or Chase or Citibank.Ask them to consider you for $1000 personal loan with $1000 security in a CD.

I've been contemplating if I should pause heavily paying down my student loans to save up for a down payment on a property to invest? My hopes are to speed up the process of paying down my debt...but I haven't found a...

Hi @Nicholas Flanders - Hope you're staying safe & healthy during these times.