Hi Lucas,I also graduated in Engineering in architecture and construction in Belgium (but currently working in Financial Markets).

Now I will say that if you have 100% equity in a home, a cash out refinance is the best "construction" loan you can get.  

@Logan Logan A.undefinedYou can't be naive about construction techniques and be in real estate for very long, there are rip offs out there. $400 a layer does sound high, but you haven't mentioned how many squares or the size or the job either. :)

Welcome to BP @BHASKAR RAOI worked in the El Paso market many years ago, doing quite a bit of construction work at the base there.

Many people know our construction Co and that we build houses.3.

Almost every major highway is under construction at the moment (I don't miss that) and traffic is always a joy to be stuck in.  

In Houston the "slums" are seeing active construction and increasing government presence (beautification agendas, active city notices to clean up, etc.) as there is a mass movement for "urban living" within these areas 15 min or less to downtown/medical center.

New construction?

First I require a large option fee that applies to the down payment as long as they purchase (with owner or bank financing), next I charge above average rent then kick back the part above average part towards the down payment AS LONG AS they pay on time, I give them 35 months to buy (since a 36 month lease option is considered a constructive sale by the IRS, I would penalize myself by making the option longer and have to pay taxes of a sale in year 1 even though never received the funds), and lastly I follow up with owner financing which they are very close to having enough funds after 35 months anyway. 

The work that was done was based on the evaluation recommendation of "long term construction  material shrinkage, deterioration consistent with age of the structure, and differential foundation movement". snippet from summary.