Despite a relatively stagnant population, the demand for housing in the area seems to be relatively high at the moment, and market prices are unreasonable.

Any suggestions as to where to look in regards to brokerage / investment firms would be appreciated, and well as any other real estate related info in general or on the markets.

Have preliminary conversations with them to see what their requirements are as well as the terms of their product (i.e. draw period, floating interest rate as it relates to prime, repayment schedule, annual fee, and closing costs) before you start forking over all kinds of financial documents.3) Most banks will go with 80-90% LTV, which means they will take that percentage of the appraised value and subtract it from your outstanding mortgage to determine the credit line.

Re Gold/401k: Those figures are related to re

Maybe the tenant aged the roof 40 years in those 7 months somehow?

I have 3 rentals in Wilmington and I'm familiar with Whiteville, since I had relatives there and I grew up in Riegelwood/Wilmington area.

I am a relatively seasoned real estate professional with experience as a broker, property manager, investor, syndicator, attorney and urban planner...and I like to think I have at least a sense of the CA market from multiple perspectives.

"But for other criteria, related to three categories—credit, criminal and housing history—landlords would have to score the tenant on one of three standardized metrics if they plan to deny housing.

For example, if the Roth 401k funds have not satisfied the 5 year holding period, the earnings on the Roth 41k cannot be distributed from the Roth IRA without paying taxes on the earnings until the Roth 401k funds have met the 5 year holding period in the new Roth IRA and you have reached age 59 1/2. 

If you wait until age 59 1/2 or older to take an i-kind distribution of the property, federal taxes will apply,and depending on your state of residence, state taxes may also apply; however the 10% early distribution penalty will not apply.