Also, if the original seller misrepresents information on a loan ( a federal form is used because the loan probably is eventually to be sold to Fannie Mae or Freddie Mac backed by the US Government, it could cause a legal problem for the seller they don't want to tangle with.

I was in the Navy for 20 years and I can tell you this is way too much work for a government employee to do.

Then, you'll need to deal with building code. 1 family and 2 family homes are "homes" and are governed by the residential code. 3+ family are apartment buildings and are governed by the building code, and therefore have more stringent requirements.

Volksbank Sparkasse or a non government bank??

.* **Recording fee**: set by local or State government, these are the fees for recording the refinancing publicly.

Ask local banks and credit unions for commercial or portfolio options. if you're using a government backed loan (VA/FHA/fannie/freddie) then you will have to wait 6 months (standard)  or up to 1 year if the issuing bank has such an overlay. 

First, I went to the office inside the government building Real Estate Services and they said the do not record that information.

Also note that I work in construction, currently commercial and government (DOS) but worked on many multi-family HUD renovation projects before.Thank you in advance. 

NNN is just a step lower than ownership, but without the risks of a mortgage, personal guarantees of debt, local market/government forces on property, etc.

In particular I want to get 10 x $50k homes.My taxable salary is low at $36k per year, but I have a large amount of tax-free income (I work for the government).My issue is that I don't think they will loan to me after a certain point with such a low taxable salary.