I don't want to wait, so I'll be looking for a second portfolio lender to do a few loans for me until the first one is ready to come back in the game.

third, most cities in the US (assumption) already do that. the city does not care who goes in and out. unlike "electric or gas" they can't turn the water on an off at an instant.forth, you have tn enforce it better.

They could be misleading me but that is part of the game I guess.

Another very popular one is Corelogic Credco but they enforce the same rules as far as requiring an office etc.Hmm, that sucks that FCI won't help you with this.

While agreeing with Dave on personal finances, I also have read all of Robert Kiyosaki's books and have ace'd his cash flow 101 game. 

YES if you are willing to admit to yourself that you will be ETHICAL and play the game to win.......

Effective Date: 11-25-1969 5313.04 Vendee to enforce chapter provisions.Upon the failure of any vendor to comply with Chapter 5313. of the Revised Code, the vendee may enforce such provisions in a municipal court, county court, or court of common pleas.

I'm ready to jump in the game.

The problem is if you do not charge and enforce your Late fees etc you are the first person to breach the contract and you are the one that could potentially be putting yourself in legal risk by violating it and not adhering to a legally binding agreement. 

RE is a numbers game.