In a seminar or class, I can control that environment and stay on topic.I spent thousands on my degrees, the only money I ever spent on RE classes was for my license and were due to some diddly class that had to be selected as continued education having a broker/agent license, otherwise I never spent a dime on RE educational materials.

Active and social environments.

Is this conversation a red flag that this broker may not be suitable for me to work with or is it just a product of the stricter lending environment today and brokers are just trying to avoid wasting their time?

I have specialized in complex selling environments, solutions, and organizations, involving multiple stakeholders.

How could lender survive in this environment ?

I recognize this is a function of the current interest rate environment but suspect certain areas are more conducive to this than others. 

This proactive approach fosters trust and accountability in the landlord-tenant relationship, ultimately contributing to a smooth and harmonious rental experience for all involved.Maintenance Requests and Repairs:Tenants often seek records related to maintenance requests and repairs in order to ensure that their living environment is well-maintained.

It's difficult to predict in this environment for multifamily.

It also lets me know that you are a landlord that cares about your property, the environment, and your tenants.

I don't recall right now, but they (for instance) loan 10% of the value, but receive 50% of the equity above the initial value...if you do the IRR on it they're looking at 30%+ in a normal appreciation environment...which correlates loosely to what you are 'paying' in interest by using their product.