If HQ2 moves somewhere, it’s a pretty safe bet that other companies will too.

Also, another credit union in your area may be a good bet, as oftentimes they have free business accounts.

Your best bet is to see if the person giving you the gift funds would be ok being added to the loan.

I bet my Realtor was happy that he didn't have to take any time out of his day to show a property and STILL got a commission! 

Next house moving forward,  I bet I will be twice careful with tubs/ showers, water system and the likes.  

This is what I promised.Here is a pro-forma for a typical new condo in the prestigious Museum District in Houston. 604 square feet, 1 bed/1 bath.INVESTMENT RETURNYEAR 1YEAR 5YEAR 10INITIAL PURCHASE PRICE182,200DOWN PAYMENT 20.0%36,440SALES COSTS AT PURCHASE (Closing costs)1.9%3,462TOTAL CASH DOWN39,902SQUARE FOOTAGE604RENT – PER YEAR15,166 16,417 18,125RENT – PER MONTH1,264 1,368 1,510PROPERTY TAXES – PER YEAR4,628 4,816 5,061INSURANCE EXPENSES547 569 598CONDO FEES – PER YEAR1,812 1,886 1,982PROPERTY MGMT FEES – PER YEAR– – –ANNUAL INCOME LESS EXPENSES8,180 9,146 10,484ANNUAL MORTGAGE PAYMENTS8,863 8,863 8,863NET CASH FLOW(683)284 1,622PRINCIPLE PAID DOWN2,351 2,814 3,523NET INCOME1,669 3,098 5,145AVERAGE HOME VALUE APPRECIATION Y/Y2.85%2.21%2.52%SALES COSTS AT EXIT (Closing & Realtor)6.75%(13,889)(15,934)TOTAL NET RETURN 17,755 66,669ANNUALIZED RETURN8.90%16.71%Sorry, the blog messes up the columns. you have to copy paste in Word to make columns work using the TABs.

If you feel lucky, go to Vegas and bet on red on roulette.  

It must feel great I bet.

Flipping and other shorter term strategies are a safer bet when prices are high.

Account Closed   I would give Minh a PM he is an expert in San Jose multi and I bet he can help you