Although I am not in a terrible spot, I am also not in the best spot financially with $20k sitting in the bank waiting to invest.

My goal is make a cash on cash of 12% AND have at least 3% year over year growth in property value (20 year average) AND not terribly risk my initial investment.

So, I have about 400 - 500 sq. feet of roofing that needs replaced at a rental. Some of it is asphalt and some is shingle. There are about four different sections...three of them are porch roofs and one is just a very...

Shopping for a CPA is sort of like shopping for any contractor...some are great, some are terrible and if you don't take the time to understand what you want them to do and get several quotes, then it's not difficult to get taken advantage of.If the CPA you contacted is part of a large firm with high overhead costs, or they don't really want new business, then they may have quoted you a high number just to see if it would stick and not really caring whether they get your business or not.

I hope I can change the siding and windows because they are in terrible condition.

No one should ever put a tenant/buyer with terrible credit and minimal down payment into a property and demand that they cash out in 1 year or lose everything.

Wanted to run it by you all to see if this a right ball park number or I am just being a terrible negotiator :).Thanks,Nadav

Mine did, and I was surprised at a couple of things...Not a terrible expense, but it adds to the cost.B).

Although terrible communication and awful loan processing SHOULD be something that should NEVER happen...but it does. 

Well, I'm terrible about remembering to pay on time...and getting around to doing it.