This setup will usually be sufficient for guests that will be working from your property.

Some lenders don't like to, or require sufficient experience, but Fannie is OK with it.

I would be very cautious about a deal like this because you don't appear to have sufficient reserves for a property of this size without partnering (aka: borrowing) from someone else.

In regard to utilizing FHA - when it comes to three-family homes there exists a rule such as the self-sufficiency test.

@Zev Jankovic I recently ran into a company/crypto token using blockchain technology to not only use it as payment but also record title facilitating transaction and still keeping full transparency.

We do require an investment disclosure to be completed and remain on file to ensure appropriate net worth and sufficient income levels before we discuss specific projects with our "qualified investors."

Anything above 2 units has to pass a self-sufficiency test.

To be successful at BRRRRing Real Estate investments, having sufficient capital available is the number one tip.

Surely that is sufficient to prove a model for a loan? 

However if you plan on buying 3-4units,  there is a trigger rule for FHA, it is called the self sufficiency test.