As California becomes an even less landlord friendly state, I decided to shift efforts towards some out of state markets.

However, I believe there is going to be (there already is) a huge educational shift in which undergrad and graduate degrees will become less and less important.  

I did 18+ years of active duty, time to shift gears a little... 

Hi all, a few weeks ago I got a letter in the mail saying I was eligible for the VA IRRL loan, which is essentially a streamlined refinance with no appraisal, for as low as 3.7%.

Both are VERY familiar with the machinations of the bad actors in the Real Estate field.It really is a problem that should NOT have every occurred and because it was certainly very prevalent, here in NYC especially, you will create leaders who will want to put a stop on these kinds of bad actors.It's very similar in the way that we should not abandon our Allies as you will create more enemies.In this case, the Rent-Controlled Renters are our Allies but they felt abandoned, at least, here in NYC.Again, these bad actors have also made it difficult for me to maximize my own profits on legitimate Market Rate Buildings as they illegally added market rate supply of buildings that should not have become Market rate.IF they did not get away with their bad behavior, I would have certainly have done even better than I have already done over the last 21 years I have been investing in NYC Real Estate.To me, these bad actors stole my profits and opportunities as a result of shifting the mindset of the renter class to be anti-Landlord while they reaped the illegal gains.Again, I am not saying ALL Landlords are bad.... but certainly "All Landlords are Good" is untrue.AND, as I pointed out, many of the bad landlords controlled a significant share of rent controlled apts to make a difference in our political atmosphere.We are in our potential Universal Rent Control situation for a reason that could have been prevented.

I will shift my mind set on using hard money and see how much of the construction cost I can cover myself and go with hard money only if need be.

I’m looking for full time, graveyard shift ideally from midnight to 8:00am doing something menial like stocking shelves Being very specific has always helped me in my searching for jobs

Then another issue budget we plan to increase rents by 100 dollars a month and not able to shift and possibly doing a capital call creates an unhappy situation with investors and problems.

My goal now has shifted to creating stable forms of income, and retire as early as I can.

For me it was a huge mindset shift.