If it comes from someone with experience, be grateful for the person extending a helping hand - and grab that hand, don't slap at it.

They will always offer the basic 30 year and 15 year fixed, along with maybe one version of an ARM (the safest one, that most people chose).If you want something more diverse, than a broker can locate a lender that offers multiple ARM loans (3, 5, 7 or 10 year ARMs) or a loan term such as a 23 year fixed (this is handy for people that want to refinance but not extend their loan term).

I've had tenants sue me for 15k after spending one night in my house.

@Ken Lou $100K-$150K is a lot to spend in Indianapolis.

I just pulled the Extended listings for the whole state and roughly 60 out of 275 had an "As-Is" value of 0.

These institutional buyers literally have billions of dollars to spend and are recklessly bidding up to 100%, or more, of a property’s retail value.Before these institutional buyers arrived, you could realistically purchase a few properties every month at auction for 65% - 70% of retail value.

Up to the early 2000 models we typically won't spend over $15-$20K for them.

Extending out to the next city, 50 miles away, didn't even come close to the 240.

Or spend money on Bandit signs with no results.

These complaints varied greatly from over-extended jobs, not finishing on schedule (talking months here, not weeks), over budgeting unaccounted for materials, to name a few.