If you're interested in long term rentals, you could look into a DSCR loan that is based on the income the property brings in and not your personal DTI ratio.

Is yes, please do share.

I also reached out to loanPro.io to see if they had an offering geared towards the person with a single loan that they  need managed.  

Please share any recommendations for remodeling/rehab professionals in Chicago and the Chicagoland area.Thanks in advance! 

If anyone has very good property manager recommendations in Wilmington, DE, please share. 

This person sent an annual report and a few letters updating the investors on the motel but that all ended in 2020.

An LLC is used to hold business assets.A house-hack is a partial personal property / business property.You also have to separate business and personal assets within an LLC.So the question is would you be getting the protection that you are looking for by putting an asset that is partially personal within an LLC.You might also be losing your homestead exemption.Best of luck.

Question - I believe my personal umbrella policy should cover me personally assuming they cannot get me dismissed as an individual.

I imagine it's similar to St Louis but I'd be willing to bet it has more going for it and better appreciation.Happy to share some resources, learnings, and even history/performance of my rentals I've had for 5+ years.

Since I am converting my Primary Residences into a STR MID-YEAR, does that go beyond the personal use days or does it start counting after STR service starts?