If you are in for the long haul, the right time to buy is whenever you find an opportunity fitting your investing goals and within your means and ability to complete the purchase.Trying to time any market for the "right time" is foolish, risky and rarely successful.Set your investing goals and parameters based on the conditions you see around you and then execute to your plan.

It is rare that the figure they offer is not at least what I was looking for.

I partnered with two people in 2013 -- one turned out to be the best partnership of my life (circumstances required him to do most of the work and I'll spend as long as it takes to repay him for his hard work) and the other turned out to be the worst (circumstances required me to do most of the work and he bailed on me before fulfilling his end of the deal).Main lesson learned: Rarely will a partnership work out where both sides do equal work -- if you're doing the bulk of the work, beware; if your partner is doing the bulk of the work, be thankful and don't take advantage.

Ultimately, it's debt, equity, or come combination.

Success is always a result of effort, which is a combination of time and intensity.

I will tell you here in the Tampa Bay area that Homepath lists their homes near market value and they do not negotiate, or they rarely do.

@Mark - your absolutely right , I forgot about that 50% program as it is so rare and under utilized- I got it mixed up with the $100 down program - thanks for the info -good to know.

But it's rare to see banks giving 15+ year fixed rate loans if they can't sell them with a Fannie/Freddie guarantee.Good luck!

While this installation has been educational and well on its way to paying for itself, recent advances in photovoltaic system (cost/efficiency) combined with heat-pump hot-water heaters has us at a point where is may be more cost effective to heat domestic hot water in this manner than using solar thermal.

In extreme (but rare) cases, the bankruptcy judge can vacate the interest paid on the lien - meaning you only get back your principal.