The house was gifted to me almost two years ago, but not quite, though I've been living in it for longer than that.

However, many have a Mortgage/HELoC package they will offer on a primary residence, where the HELoC is 65%LTV combined with a small mortgage of 15% LTV to bring you to the 80%LTV magical threshold.3) A gift to you from a third-party (ie. your rich Uncle Ned).  

Thank them and send them a $25 gift card with a thank you note the next day

Some rental owners incentivize tenant participation by passing along the savings from this grant in the form of a gift card."

You can give me $5 from the "gift" the investor gives to you for the one email I'll have to send LOL

I typically send a hand written thank you card with a gift certificate to the realtor.

Can he legally kick me back 15k for renovations or could they each gift me 7.5kAlso would it be best to finance for only 65k pay her off do my renovations and then refior just take out the loan in one lump sum.

This property was given to me as a wedding gift from my family. 

I am extremely gifted at following a system and building a team of like-minded people, both that want to market the education and those that want to simply pursue RE as their means for making a living or a combo group that wants to do both.

I also recall reading that if the lender charges below-market-rate interest, the IRS may treat the loan as a gift loan.