I can't find any information on occupancy requirements prior to sale for an owner-builder in this state, though it's well-documented in some other states like Texas so I'd be surprised if no guidelines exist. 

I would post this in the "landlording" forum.  

Before everyone comments there is more to underwriting than projecting exit cap rate and it varies by market, know that I already know that, and this post is regarding a general concept and a question posed get your thoughts. 2.

I will post a comment later on the results.

I'm not totally clear on your post but..If you're buying a 1-4 unit primary you can (and probably should) use the FHA.

I dont live in Tampa, that was just the only option to post.

I just posted a video about this, but "BIGGER BROTHER", lol, made me take it down.

I understand doing an initial BRRRR on a low cost property so my subsequent information is something to ponder possibly only for future consideration.  

I got a little carried away with my other post.

There's a number of them posted on BP.