Once I have established who I will utilize as a PM I begin to drive the market from properties that I have already identified as potential targets. 

Lender 1 likely identified upfront that rental income would need to be "counted," and in a more consultative fashion set your expectations accordingly.

Can look at a big list of things, and quickly identify where the "action is."

Once your handy man identifies a request as a legitimate repair, handle it like a professional investor (with a smile).

In my relative short time on BP, I've found it to be extremely useful and beneficial to set keyword search alerts for "Indianapolis" and you'll start to see who the main players in the Indianapolis market are and a good way to identify potential individuals you may want to further connect with.  

I would recommend you focus on identifying what you want to do to support your REI goals, do you want to go to college, get a degree and (hopefully) a good-paying job to finance your REI?

What risk have they identified?

Drive neighborhoods to identify potential properties/areas; review listings and available properties and begin performing a thorough analysis on them; talk to agents, other wholesalers, investors, etc.; talk to banks and other lenders to identify sources of funding.

I've identified the perfect property and even have 31 people (not including myself) willing to be founding residents in the Denver community.Because this is a new industry trying to solidify itself and tiny houses have been on the fringes since their inception traditional banks aren't willing to lend toward it.

I'm thinking of having my tenants pay a specific amount so I can identify them on my statements.