But don't worry, there are 522,000 kids in the state, so you have plenty of healthy ones. 

Not even sure if I can get an unsecured loan for 25k, but it's an idea i had.Still not sure if I want to refi my primary either, a little timid thinking it may go up or something cause it's no longer my primary home.Man... so many ways to skin a cat!

Can't be passive, thin skinned, and shy.

Hard money loans need skin in the game. 

It's important that the sponsor has some skin in the game too and is investing alongside the limited partners in whatever property is being purchased, built etc and you have to be willing to tie up your initial capital for 3, 5, 7 years etc potentially.

A lender doesn't want to lend to a person who has no skin in the game.

I'm not worried about getting another high paying job in that area, so I'd likely have a W2 to back up our healthy finances.Thanks in advance for your insight BP tribe!

NVREA recommends getting seed capital from credit cards to get skin in the game but this site does not.

I have severe eczema which limits the things I can do that involve coming into contact with my skin.  

This can be transitioned into many areas in life such as investing but I view it as something as vital to life as staying psychically  healthy, anyway to keep your brain sharp and focused can directly contribute to surpassing any goal you set your sights on.