@Jared Smith the entire valley has been a great place to invest over the last several years and is continuing to rise in healthy appreciation and a popular USA city for people to move to take advantage of the many job opportunities and low property taxes our city has to offer!

People who were retired had saved their money and put everything into bonds and built a 30-year bond ladder that paid out healthy quarterly yields and lived well even though they had almost no financial education.

Debt is not a problem if your reserves are healthy enough. 

You have to find a balance between gowing healthy and growing fast.

Invest in coastal resiliency and healthy oceans.

You also need a healthy emergency fund because roofs and furnaces don't last forever.Hard money - you better know what you're doing and how you're going to get out from under that debt if you're paying that much interest. 

Healthy industries get more and more competitive as more companies enter the market.

For me, after 18 years of selling, I've found a company that not only offers a better split and complete return of the company's split that is awarded to high producers, but also offers an opportunity to have a healthy passive income long into retirement. 

Rents in my market (Phoenix) are improving drastically at the moment and appreciation has been EXTREMELY healthy over the last 5 years.

I also expect values to continue to rise at a healthy pace. (8% collectively on my investments last year alone)The Evidence: Supply is literally limping along at this point.