If you plan to rent the home later, you should factor that in as well.

But my original estimates on cash-on-cash is coming down to 17% which I know will likely be lower when I factor in unexpected repairs.

Is the cost of maintaining this responsibility baked into the cleaning fee, or do you pay them extra on top of materials each time for having gone to the store?

It can happen sometimes but its typically going to be harder to get than a fresh hard money on a buy/rehab and you'll likely have to pay up fees/high rate

What are your management fees?

This is a good question.There are many factors to determine what makes sense for your particular situation.

Hello Chris- the property is actually in good condition with some cosmetic work requirement.I’m assuming it’s because there's  no EMD and the seller will not agree without a termination fee.

It clearly depends on which market you're in and many other factors we don't need to get into.

There are many other loan products available in addition to Creative Financing methods you can learn about that don't look at your DTI and are "asset based".The ideal loan product really just depends on what strategy you're looking to implement, BRRRR, Fix/Flip, Short Term Rentals, etc...HMLs(Hard Money Loans) can be helpful for Acquisition but depending on the price of the property, the fees can eat up much of your profit, especially if there's not much "meat on the bones".

Our only challenge right now is maintaining cash-flow while managing increases in:- Interest rates- Property taxes- Insurance rates  what are the lot numbers, development soft costs / tap fees, hard costs, loan terms, etc would you post those details or message me?