Gino,Thanks that's very helpful, sounds like in your case they use kind of a mix between the NOI and a CMA.I was afraid of that as I'd rather them base it strictly on the numbers as I have more control over those.

I currently reside in Portland, OR and happily accepting advice and education from any experienced members or any type of mentoring :)Feel free to message me and don't be afraid to invest some time into a possible, ambitious and energetic, future business partner!

I'm afraid of being ripped off just because I'm not sure what to expect.

B class rental) decent- nice area of town, somewhere you can walk around at night and not be afraid, working class tenants (see upper middle-middle class), decent schools.C class rental) somewhere that is usually on the way up or on the way down, solid middle class tenants, safe during the day possibly iffy at night, not a terrible place to live but its definitely not anyones dream home/areaD class rental) warzone, iffy walking alone during the day and definitely not at night, empty properties are likely to be broken into or vandalized, people here are barely making it, quality of schools isn't even a thought. 

(Financing for approximately 2 houses at 100k each) Not afraid of doing some fixing!

Don't be afraid to contact me!

They're afraid to "just do it".

Anyway, with all these tools I own and with my blue-collar assembly experience that would hopefully show that I know how to use tools and I'm not afraid to get my hands dirty, how should I leverage this to find my first deal in an economically viable way for someone like me who lives off a blue-collar assembly and part-time retail paycheck?

I am afraid a letter might be ignored and a phone call might not relay that I'm serious about it.

Don't be afraid of the high rates.