If you want a "deal", you should be looking at 100 days and up to have any leverage because the seller will feel more desperate after three months when everything else is selling.Are you seeing these properties?

Quote from @John Underwood: First thing to do is check with the city or county to make sure the ADU would be permitted to be a STR.The municipality has an application process but initial indication is that it's not overly restrictive in the area I'm looking at. 

I have a nice hi-rise condo unit and I get tons of companies asking if I do MTRs for Visiting Nurses, Tech Professionals, etc.My place is positioned near a number of large DC Metro Hospitals, but since covid work-from-home and recent lift of Eviction Moritorium, I have had few people with jobs, but a ton of people recently evicted looking to rent my place.The one viable group - visiting nurses has been excluded because my HOA will not allow short or mid-term rentals (anything less than one year is a No-No).They claim too many transient tenants cause excessive wear and tear on the property and too many people using resources like the gym, or pool or common areas.I think that's a lot of horse waste!

I currently have a 30 yr fixed at 2.5%.

Helping investors achieve reliable passive income with high-return properties, all while enjoying the perks of Spain’s incredible lifestyle.I’m looking forward to learning from all of you, sharing insights, and building connections.

@Jonathan Greene Thanks for the recommendation!

Looking forward to making connections. 

Looking forward to seeing your contributions!

I'm looking forward to hearing how the second one turns out and which way you decide to go. 

Hey Biggerpockets fam, first time homebuyer here I would like some opinions on if buying a house at almost your max buying power is to risky.