My background is 14 years in IT and web development, and online/mobile marketing strategies.

Any consumer should already know her or his fico if they're home shopping.

I found someone online that had posted a section of the "mortgage regulations" where it stated you no longer have to be a family member.

Plus, all these online gurus keep making it out to sound like if I don't buy their programs, I won't do it right!

You should be able to look at the loacal MLS on line, the REOs are listed and will show up there.The ONLY WAY you get to a PRE-FORECLOSURE is by working with the homeowner, and the HO and the lender, NEVER through the lender alone, the lender has no say in a deal unless it is a short sale and then, basically only to the extent of an acceptable amount paid to the loan, with conditions.And anyone who tells you that you don't need to understand your market area, just sit there and buy and I'll do the work, is someone, IMO, you should not just walk away from, but run from!

•Post fliers everywhere – colleges, laundromats, shopping centers, bowling alleys, public bulletin boards, churches and local businesses.

Just locate your local assessors office (most are online now), and you should be able to lookup the owner of properties by their address.

Inspect the property to make sure none of the tenants are operating a business, daycare, beauty shop, auto repair, MARIJUANA GROWING or others.Make sure that you are credited at closing for the amount of ALL SECURITY DEPOSITS.

And at the time I was in Houston so there was plenty of other inventory.Anyway of the 24 that had originally been on line, 7 had sold pre-auction.

Well, I'm in school right now, and I've been busy trying to make money online with websites.