And what mechanism might be employed to discover my crime?

What is a better choice a regular employer 401k or a roth 401k.Looking to build funds and in a couple of years take loans against the 401k to buy real estate.

I also have an in-house application that I use to verify information that smartmove isn't going to do, like call employers for salary/employment verification, but the smartmove credit/background check takes the entire thing out of you having to worry about it - and the tenant pays the fee directly, so you don't have to deal with it.

Ask what their credit is like (people with bad credit will know they have bad credit), employment, income, landlord reference, etc. 

All of it.I have a product that'll go off of just one year of tax returns for self employed folks in good credit scenarios.

Without an s-corp election, you have to pay self-employment tax on the flip.

The lender needs to justify every source of income you might have to qualify you for the highest amount.If you are self-employed, the will go through everything with a fine tooth comb.

Did a large employer leave the area causing many to lose their jobs?

Then once the mat leave was over we would move back to the home province, she would go back to work and I would stay home on employment benefits raising our kids.

Yes, Southwest Riverside is Temecula and Murrieta.I have several properties that have done extremely well.Super strong rental market, great schools  Good employment (Lots of people commute out to San diego or Orange county, but a lot work here as well.)I now manage properties for owners here and they are extremeley happy with type of tenants, turnover, appreciation etc.