It has code violations and it is owned by the bank. so it is a foreclosure. the property is in Winter Haven, FloridaPOLK County3 bedroom/ 2 Bath single family house1581 sq ft living area, with fire place Just market value is $116,858

```````````````````Exclusive: N.Y. regulator subpoenas 'contract for deed' lenders Reuters - Money | Fri May 13, 2016 | 8:57pm EDTBy Suzanne BarlynNew York's financial regulator sent subpoenas on Friday to both a unit and an affiliate of Apollo Global Management, LLC, New York Mortgage Trust and Battery Point Financial for details about seller-financed home sales, a person familiar with the matter said.The New York Department of Financial Services (NYDFS) wants information about the terms of a type of home transaction the companies facilitate, known as a "contract for deed," to see if there are state financial services law violations or issues with improper interest rates, among other concerns, the person said.An Apollo Global spokesman declined to comment.NYDFS sent subpoenas to the company's ARM Manager, LLC unit, which manages Apollo Residential Mortgage Inc, a separate, publicly-traded real estate investment trust that also received a subpoena.A spokesman for those entities confirmed that the companies had received subpoenas and said they "intend to cooperate fully."

Originally posted by @Deanna McCormick:..Ya it's possible no credit history, it's also possible she's not legal citizen.Requiring somebody to be a citizen is potentially a violation of fair housing regulations.

How can one in good faith make a cash offer and then actually finance a purchase without violating the agreement of the original offer?

Long story short, they got rid of the SRO but the violate wasn't cleared with the DOB.

The contracts were originated in 2013, but is any of this in violation of Dodd- Frank?

Putting the pieces together, assuming they are renting space (e.g. a room) in your primary residence, I don't see that you are in technical violation.

Lease or no, they're violating the "keep the place clean" section.

Advise them that you are the landlord and want to make sure you fulfill your duties under the law without violating any other laws.Have them prepare any statements / disclosures necessary, and boilerplate responses to e-mail questions.

You need to know what types of "unrecorded" liens/debts you may responsible in your district....ie. code violations, utility bills, etc.