I am 23 years old, with a political science degree from the University of Kentucky.

I read Palin's book, she admitted to wearing a swim suit on the beaches in Hawaii.You give Palin a hard time about "seeing Russia from her doorstep" but you say nothing about Obama "visiting all 57 states" And one I really enjoy, Gore saying the center of the earth is MILLIONS OF DEGREES HOT.

To some degree, an investor can learn from others in the 'marketplace of ideas.'

Obviously this varies by local jurisdiction.

He was an engineer with a degree from Been There, Done That, U.

I know the answer to this question will vary based on alot of differnt factors(location in US etc....) but whats your best guess?

In our case, we look at more than just the real estate statistics - we'll review demographic data (employment, net migration, income, permits, etc) and try to take a 360 degree view.

Real estate is like the weather - each area (and usually an area within an area) will vary dramatically - it's up to you as an owner/investor to educate yourself.

If it is some independent sewer authority, then it probably has a chance to get wiped.Whether HOA liens are wiped out varies by state.

I don't know the exact cut-off and it would vary per area, but if your house is old enough (1920 is near this tranitional time), the lumber could be true sized rather than nominal.