Defi and Cefi is about to swallow the traditional banking system whole and very few people see it coming yet.

You are currently in a position called "equity rich and cash poor."

I think a lot of people moved away from traditional job magnet cities like New York and San Fran to weather the pandemic.

You are eligible for a traditional mortgage (these offer the most advantageous rates and terms as they are backed by investors) as long as you meet the requirements below:-You have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN); and-You have current, verified status, which may be documented by a valid employment authorization document (EAD), or other documentation showing immigration status is current (e.g., Green Card, work visa, etc.).If you do not meet those requirements, then you will have to find someone who offers private loans.

This is a problem because in working with traditional renters, the process to identify and qualify a tenant can be fairly rapid, and if the property is well priced for the market, the landlord may have a surplus of tenants to choose from.

LewisThe older I get and the more experiences that have shaped my being the more I have grown to understand that value judgement is necessarily rooted in both tradition and some deep narrative and the individuation of those charged with providing benevolent constraints masquerading and protection from one’s ignorance.

My wife and I are expecting a baby here in the next few weeks, and the process has been much cheaper and easier than it was with traditional insurance. 

You will definitely always hit a limit or wall with traditional financing and mortgages. 

If you're looking to invest in real estate on the West coast of BC, you're probably assuming that house prices have been pushed beyond a point that allows cashflow with a traditional 80% LTV mortgage. 

And the seller is probably right about them not making great traditional rentals.