Trade up to a larger Multi.  

Work the deal analysis and keep moving forward, learn the tools of your trade.

Unfortunately, most licensed professionals SPECIALIZE IN ONE DISCIPLINE, for a couple of good reasons, namely: 1.The old adage, jack of all trades, master of none; AND MORE IMPORTANTLY 2.Knowing just enough to get by has the potential to be really, really (YES REALLY) dangerous.

I would challenge that many, perhaps, most Canadians are not financially literate and, as a consequence, do not make the best financial decisions.The article also fails to differentiate between the Bank of Canada benchmark rate (the BoC does explain how they arrive at this rate) for a 5-yr, fixed rate mortgage and the interest rates posted by the various lenders.  

Even a Roth IRA is subject to tax when, rather than engage in passive investments, it is engaging in a trade or business on a regular or repeated basis.  

This group is for people new to the note business as well as people who invest already and want to continue learning more about the trade.

Who I know did read it and left me a voice mail thanking me for some of the contacts for different trades he asked about when I did speak with him in person.

Neither of those sites impact your credit score because they do a soft pull on your credit.Other than that, don't open up too many credit cards at once (maybe 2 cards total), because too much at once impacts your score in a few ways (hard inquiries, new trade lines, and age of credit history).Last, pay your bills on time...late payments really negatively impact your score.

I'd be happy to hear about the West Oakland opportunity and just trade thoughts.

Since most of these people are new to the trades/business, it requires a lot of supervision in the beginning.