I would allow tenants the ability to use a mobile device to submit a damage report with detailed notes and images.

Some because they were terrible companies that had no idea what they were doing or they were simply not smart enough to change due to market demands. 

Prisons are full of smart people.

If you can lock in that low rate now and know you can drop MIP without a refinance, that would be a big win.There are some people on here VERY smart in FHA and other products.

Regardless, this is an awesome site with a massive amount of smart people and content.

That's a smart idea too, to keep all your investments clustered.I invest in Miami and the properties I bought in earlier years, when the market was down are definitely achieving over the 2% in monthly rent.This year it's been almost impossible to achieve that return, with prices skyrocketing in 2015.

Smart to stay in and enjoy your house together @Allen Brouwer.You have every option every other person who has $100k has except house hacking.

Where you struggled the most and your mentor was really essential to helping you find success and make smart decisions?

Is that smart??

I really want to be a smart a$$ and call out those, who said the net worth figure is worthless, are clueless.