(I would love to raise rent on all the applicants but that seems uncool).Group a: couple with 3 kids, self employed but sufficient income, just sold house, wants to pay year in advance.

Accountant said there still might be time lolThe 440 I owe was from a cash out… could have done more but could only use my w2 income (less than half my self employment income)If I add her to the house we have another 6 figure income for DTIcould pull out another 3-400 or HELOC for some short term money. 

And then, if invested within a self-directed IRA, one can't take advantage of this depreciation.

Have a triplex in Long Beach, self managed, need a new handyman ASAP.

This is a great forum with very knowledgeable members that will help to guide you in the right direction, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.

I self manage. 

If not at least where I am wages are up and companies are begging people to come back to work so why isn’t this person taking steps to be more self sufficient.  

You can refinance in just your name, but you would have to qualify by your self for all payments, and your uncle would have to sign a homestead waiver which would take him off any mortgage, thus not having any financial responsibility on the home.

I’ll start with an introduction, my name is Tyler, 29yrs old, live in central Florida, I’m a self employed home remodeler, specializing is kitchen and bathrooms, been in construction for 13 years, and self employee for 3.

I've only been self employed for 1 year and he was able to get me qualified which was amazing after going through 8 different loan officers.